Payment Policy

Last Updated: May 21, 2026

Welcome to Zareva (accessible via www.zareva.shop). To establish a shopping environment built on absolute trust, transparency, and top-tier digital safety for our United States consumers, we maintain a highly regulated, encrypted checkout architecture. All commercial transactions, product valuations, and fiscal settlements executed on this platform are processed exclusively in United States Dollars (USD).

This digital storefront is owned and legally managed by DINKUM DATA SOLUTIONS PTY LTD (ACN: 697269140). By completing a purchase on our store, you formally acknowledge and agree to the terms stipulated within this Payment Policy.

1. Verified and Accepted Payment Frameworks

Zareva integrates natively with leading international merchant processors to guarantee hassle-free settlements. At final checkout, you can complete your USD transaction via the following secure methods:

  • Credit and Debit Cards: We accept major international banking cards including Visa, Mastercard, American Express, Discover, Diners Club, and JCB networks.
  • Digital Wallets: Accelerated mobile and desktop checkouts are fully supported via Apple Pay and Google Pay.
  • Shopify Payments Gateway: All card inputs pass through the native, highly audited Shopify processing hub, ensuring compliance with global commercial banking regulations.

*Please note: To safeguard our operational flows, Zareva cannot accept cash on delivery (COD), personal checks, bank wires, physical money orders, or layaway arrangements.

2. Total Price Transparency & Zero Hidden Fees

At Zareva, we strictly prohibit predatory pricing patterns or hidden checkouts surcharges. What you see on our product page is precisely what you pay:

  • Product Price: Charged in USD exactly as displayed at the moment of cart addition.
  • Shipping Fees: 100% Free Shipping sitewide. No handling fees, zero packaging surcharges, and no administrative processing penalties are added to your invoice.
  • Sales Tax: If applicable, localized state sales taxes are calculated transparently and added to the final checkout total prior to final payment authorization, in complete accordance with US state tax laws.

3. Advanced PCI-DSS Encryption and Cyber Security

Your identity protection is our absolute mandate. To secure your sensitive financial parameters against cyber threats, we utilize structural industry-standard protections:

  • Zareva operates entirely within a PCI-DSS Compliant (Payment Card Industry Data Security Standard) Level 1 network framework.
  • Your private card credentials and security codes (CVV) are completely masked during transmission using advanced 256-bit Secure Socket Layer (SSL) v3 encryption algorithms.
  • Data Isolation Notice: Zareva never accesses, caches, views, or archives your unencrypted credit card strings or full financial log tokens on our private company database architectures. All tokens pass directly into independent bank-clearing servers.

4. Anti-Fraud Evaluations and Billing Mismatches

To thwart digital identity theft, card duplication, and unauthorized chargeback schemes, our merchant systems deploy real-time automated risk evaluations:

  • The First/Last Name, Billing Address, and Postcode/Zip Code you provide at checkout must align exactly with the official registration records held by your card-issuing financial institution.
  • If our automated gateways detect an elevated risk profile or a severe billing address mismatch, the transaction will be immediately paused or permanently canceled for safety. Any authorized USD funds frozen during a canceled transaction will be fully rolled back to your available balance within 2-3 business days automatically.

Accounting & Billing Support Contacts

For clarifying questions regarding authorization holds, double-billing corrections, or to resolve unexpected technical glitches at checkout, please reach out to our dedicated financial compliance division directly:

  • Store Brand Name: Zareva
  • Corporate Operating Identity: DINKUM DATA SOLUTIONS PTY LTD
  • Company ACN: 697269140
  • Registered Corporate Address: TEMPLESTOWE, Victoria, 3106, Australia
  • Accounting Support Email: care@zareva.shop
  • Customer Service Hotline: +61 468 240 508